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- Click Here for a "Print Friendly" PDF version
to Print Out
DO NOT Send Your Originals Paperwork SEND COPIES.
Please make COPIES of all the applicable documents listed
below. We must receive all the applicable documents and
signed applications to start the loan process.
- W2's for the past two (2) years- All borrowers/all
jobs.
- Obtain most recent Year to Date pay stub(s) documenting
1 full month earnings to verify current employment - all
borrowers/all jobs.
- IF SELF EMPLOYED: Federal income tax returns
(form 1040), with all schedules, for the past two (2)
years. If borrower and or/ co-borrower own(s) 25% or more
of any business also provide business tax returns.(Please
note: Self employed borrowers may be require to supply
a year-to-date profit and loss statement.)
- Most current mortgage statement that indicates your
monthly escrow, aka taxes. If
this is not available, send all tax bills for each property
(school, local, city, etc.)
- Current and updated lease for ALL rental properties
owned.
- Copies of separation or divorce decree; support order
and property settlement agreement, if applicable.
- If you are using child support or alimony to qualify,
you must show a one (1) year history printout from Domestic
Relations indicating you are receiving payments. Please
provide evidence indicating three (3) years of continuance
of these payments.
- Copy of Green Card for resident alien (front and back).
- Copy of your Driver's Licenses or Photo ID
Purchase Application
- Homeowner's (Hazard) Insurance Declaration Page and/or
contact name & phone number.
- Copy of fully executed agreement of sale for the property
being purchase.
- Asset account statements (all pages) for all asset accounts
for the most recent two (2) months. (This includes checking,
savings, money market, etc.).
- Latest retirement statement(s)- all pages/all borrowers
(401k, pension, annuity).
- Real estate listing agreement or agreement of sale for
your current home.
Refinance Application
- Homeowner's (Hazard) Insurance Declaration Page and/or
contact name & phone number. Needs to reflect policy renewal
date or write the renewal date and amount owed on Declaration
page
- Front Page Copy of Your Current Deed if available
MISSING ITEMS WILL DELAY PROCESSING
Please return all applicable copies:
Deery Mortgage Inc. 816 Dekalb Street, Bridgeport, PA 19405
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A Deery Theory:
"To make your mortgage process as easy as
possible with no surprises. This makes our clients feel comfortable
to refer friends and family to Deery Mortgage"
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